After an accident, dealing with insurance companies can be a frustrating process. When you are injured and need compensation, the last thing you want is for your insurance company to drag their feet or not want to settle with you. Unfortunately, this is a reality for many people who have been in an accident. Knowing what steps to take if your insurance company isn’t willing to settle can make the process less overwhelming.
Potential Reasons
Let’s start by understanding why an insurance company might not want to settle with you. The most common reason is that they don’t believe they should pay the amount of money being requested by the person injured in the accident or by their lawyer, if they have one. Another reason could be that there are disagreements about who was at fault for the accident and, thus, who should receive financial compensation from it. In addition, some insurance companies may try to use scare tactics or stalling techniques as part of their negotiation strategy.
Refusing To Settle
If your insurance company refuses to settle with you, there are a few things you can do. First, reach out to your lawyer (if you have one) so that they can get involved in negotiations on your behalf and help ensure that all legal requirements are met. If you don’t have a lawyer yet, now is a good time to find one—they will be able to represent your interests more effectively than if you were handling negotiations on your own.
Speaking to An Attorney
Contacting an attorney in your area who specializes in auto accidents could provide some guidance and help bring more pressure on the insurance company during negotiations. There are many advocacy groups online that help locate an attorney in your area or visit your state law board website to help locate an attorney in your area.
Final Thoughts
When it comes down to it, having patience is key when dealing with an uncooperative insurance company after an accident. Be sure to speak up and make sure that all parties involved understand your rights as a consumer and as someone who has been injured due to another person’s negligence or recklessness. With persistence and knowledge of how best to approach negotiations with insurers, hopefully you will receive fair compensation for any damages caused by the accident soon enough!
